Current for the 2026-2027 EA examPSI scheduling update
EA Exam Part 1 / Income and Assets

Rental and Royalty Income

Learn the decision pattern the exam can test, then apply it to a realistic taxpayer fact pattern.

By Jordan AshbyUpdated August 13, 2026Official IRS source below
Part 1Individuals
17 of 85questions in this domain
One decisionto practice before moving on

What changes the answer?

Personal use of property can limit deductions differently from a property held entirely for rental.

A tax-practice scenario

A vacation home is rented for part of the year and used by its owner. Allocate days and expenses before testing any loss.

How to approach it

Identify the taxpayer, entity, transaction, and tax period first. Write the controlling tests in order, apply only the relevant facts, and keep the reporting result separate from any planning recommendation.

Do not take this shortcut.

Deducting every property cost without separating personal use, capital improvements, and current rental expenses.

Turn the rule into recall.

Build a calendar of rental, personal, and maintenance days, then classify each cost before computing the activity.

  1. ExplainState the governing distinction without notes.
  2. ApplyChange one fact in the scenario and predict the new result.
  3. RetrieveAnswer an unseen question, then review every option.

Official source and scope

This lesson follows the current PSI content outline and uses the IRS reference below for the underlying tax or practice framework. Always confirm current forms, instructions, thresholds, and effective dates before advising a taxpayer.