Current for the 2026-2027 EA examPSI scheduling update
EA Exam Part 2 / Business Tax Preparation

Business Credits and Net Operating Losses

Learn the decision pattern the exam can test, then apply it to a realistic taxpayer fact pattern.

By Jordan AshbyUpdated August 13, 2026Official IRS source below
Part 2Businesses
37 of 85questions in this domain
One decisionto practice before moving on

What changes the answer?

A book loss does not automatically equal a tax NOL, and a generated credit may not be currently usable.

A tax-practice scenario

A business reports a tax loss and multiple credits after an ownership change. Compute generation before testing use and carryforward.

How to approach it

Identify the taxpayer, entity, transaction, and tax period first. Write the controlling tests in order, apply only the relevant facts, and keep the reporting result separate from any planning recommendation.

Do not take this shortcut.

Carrying the return's bottom-line loss directly into an NOL schedule.

Turn the rule into recall.

Maintain separate origin-year schedules for each attribute and reconcile every use to the filed return.

  1. ExplainState the governing distinction without notes.
  2. ApplyChange one fact in the scenario and predict the new result.
  3. RetrieveAnswer an unseen question, then review every option.

Official source and scope

This lesson follows the current PSI content outline and uses the IRS reference below for the underlying tax or practice framework. Always confirm current forms, instructions, thresholds, and effective dates before advising a taxpayer.